Finally, a Path to Homeownership and Comprehensive Financial Wealth

BrightUp helps working families access attractive mortgage options and provides personal financial coaching to build long-term security.

Financial Growth Happy Person

We help families:

Improve cash flow Build emergency savings Buy a home Strengthen credit Create a spending plan Find earning opportunities Access education & training Build long-term wealth

Hi, We're BrightUp.

We're here for people who've always done the work but haven't always had access to fair and affordable financial opportunities. We combine expanded mortgage access with personal coaching to help you move towards your envisioned life.

Valerie
Valerie
David
David
Niaz
Niaz
Well-being and happiness

BrightUp is on a mission to make homeownership and comprehensive financial wealth realistic for more families.

Whatever your financial situation, BrightUp provides judgment-free support with personalized coaching, AI-powered insights, and comprehensive tools to help you build a realistic plan for your financial future.

Affordable Mortgage Pathways

Attractive mortgage options and pathways to homeownership designed for working families

Simple Tools

Easy scheduling, secure uploads, and clear next steps

One-on-One Coaching

Actionable, judgment-free support

Holistic Support

Help navigating the full path to homeownership and financial confidence

Financial Coaching That Fits Your Life

Connect with expert financial coaches who provide personalized guidance tailored to your unique situation. Get the human support you need to make confident financial decisions.

Simple Tools and Clear Guidance

Leverage advanced AI technology to automatically categorize transactions, identify spending patterns, and receive intelligent recommendations for optimizing your financial health.

Support at Every Step

Track your cash flow, your credit score, and have up-to-date information to improve your financial flexibility and creditworthiness. Build a stronger financial foundation with continuous cash flow and credit analysis.

Easy Appointments and Follow-Ups

Book appointments with your financial coach effortlessly through our integrated scheduling system. Get the support you need, when you need it, with flexible scheduling options.

Secure Document Upload and Integration

Safely connect your bank accounts through industry-leading security protocols. Get a complete view of your financial picture with real-time transaction monitoring.

Member Benefits and Education

Access exclusive discounts, educational resources, and community events designed to support your financial journey. Build wealth while saving on everyday expenses.

Tools to Help You Plan

Explore our interactive calculators to help plan and visualize your financial future

Savings Goal Calculator

Plan how much you need to save each month to reach your financial goals. Set your target amount and timeline to get a personalized savings strategy.

Coming Soon
Valeria Mosley, BrightUp Founder

Our Founder

BrightUp was created to expand access to homeownership and financial wellness — especially for hardworking families who've been overlooked.

BrightUp believes that how people feel about themselves affects how they treat themselves – particularly when finances are involved.

Valeria Mosley Signature

Founder

Ready to Start Building Your Future?

Start your journey to financial wellness with personalized coaching, AI-powered insights, and the support you need to achieve your goals.